Find the right loan for you:
For consumer purchases, debt consolidation, travel and more
Why choose us for your personal loan needs? We have repayment plans to suit your needs, competitive interest rates and no penalty for early repayment. You will get a decision quickly. We can set up pre-approval, before you go shopping. In addition we offer life, disability and critical illness insurance.Book an appointment Apply Now
Lines of Credit
A Biggar & District Credit Union line of credit is an ongoing loan attached to your chequing account. With a one-time application for a revolving amount you have access to instant cash when you need it. Our line of credit provides protection against overdraft on your account and you pay interest only on the amount you use, for the number of days you use it.Book an appointment Apply Now
The Biggar & District Credit Union Quick Loan is a one-time approved ongoing loan that allows you to access cash up to a pre-approved limit. Competitive rates – less than overdraft or credit card interest rates. Once you are approved, you don’t need to reapply each time you need a loan. Prepay at any time without penalty. Low minimum monthly payment with the flexibility of revolving credit.Book an appointment Apply Now
We have a short term RRSP loan that is to be repaid within a 12 month period. Our RRSP Quickloan is also repaid within a 12 month period and allows you to restart for borrowing the following year. Our RRSP Take 10 Loan is designed for members with a large amount of contribution room. We offer competitive interest rates and you can choose from a wide range of RRSP optionsBook an appointment Apply Now
What you should know about loan insurance.
Loan Life Insurance is an economical financial safeguard that can pay your loan balance and relieve your spouse or family of the financial stress, in the event of death.
Credit Disability Insurance gives you peace of mind knowing that your loan payments will be made should you become temporarily or permanently disabled through sickness or accident. Available at low monthly premiums.
Critical Illness Insurance will pay your mortgage in full if you are diagnosed with a life-threatening illness, giving you and your family financial relief and the opportunity to focus on more important matters. Premiums are based on affordable group rates.