Borrowing made easy – just for you.
We are proud to be "smaller". We make decisions locally and quickly. We have competitive rates, and terms with no prepayment penalties on many of our lending products. 

Find the right loan for you:


Personal Loans

For consumer purchases, debt consolidation, travel and more

Why choose us for your personal loan needs? We have repayment plans to suit your needs, competitive interest rates and no penalty for early repayment. You will get a decision quickly. We can set up pre-approval, before you go shopping. In addition we offer life, disability and critical illness insurance.

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Lines of Credit

A Biggar & District Credit Union line of credit is an ongoing loan attached to your chequing account. With a one-time application for a revolving amount you have access to instant cash when you need it. Our line of credit provides protection against overdraft on your account and you pay interest only on the amount you use, for the number of days you use it.

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Quick Loans

The Biggar & District Credit Union Quick Loan is a one-time approved ongoing loan that allows you to access cash up to a pre-approved limit. Competitive rates – less than overdraft or credit card interest rates. Once you are approved, you don’t need to reapply each time you need a loan. Prepay at any time without penalty. Low minimum monthly payment with the flexibility of revolving credit.

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RRSP Loans

We have a short term RRSP loan that is to be repaid within a 12 month period. Our RRSP Quickloan is also repaid within a 12 month period and allows you to restart for borrowing the following year. Our RRSP Take 10 Loan is designed for members with a large amount of contribution room. We offer competitive interest rates and you can choose from a wide range of RRSP options

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Life is busy, we get it.
We can help. We have lots of ways for you to meet with us without having to leave your home. You can even sign the loan documents from anywhere using e-signatures on your phone, tablet or laptop. Easy peasy!
Safeguard Your Family With Loan Insurance
We offer Loan Life Insurance, Credit Disability Insurance and Critical Illness Insurance on our lending products. Give your family and yourself peace of mind knowing your financial obligations will be taken of.

What you should know about loan insurance.

Loan Life Insurance is an economical financial safeguard that can pay your loan balance and relieve your spouse or family of the financial stress, in the event of death.

Credit Disability Insurance gives you peace of mind knowing that your loan payments will be made should you become temporarily or permanently disabled through sickness or accident. Available at low monthly premiums.

Critical Illness Insurance will pay your mortgage in full if you are diagnosed with a life-threatening illness, giving you and your family financial relief and the opportunity to focus on more important matters. Premiums are based on affordable group rates.

Need a Hand?

Meet with one of our Lending Specialists. They'll be happy to guide you through every step of the borrowing process.

Loan Calculator

Our nifty loan calculator will crunch the numbers to estimate your payments, determine when you’ll be paid off and more.

Other Types of Insurance

Interested in travel, life or home/tenant insurance or renewing your plates?
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