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Personal and Business Account Service Fees
- Monthly fee: Will depend on the package you choose. Click here to review our Chequing Account Packages
- Online/Mobile banking: Free
- In-branch withdrawal: $1.00
- In-branch deposit: Free
- External withdrawal: $0.75
- Cheque written on account: $1.00
- Online bill payments: $0.75
- In-branch bill payments: $1.00
- Point of sale transactions: $0.75
- ATM withdrawal/debit (Acculink, OnUS Network, Sask Credit Unions): $0.75
- Interac® E-Transfer sending or requesting: $1.50
- ATM withdrawal - non-credit union: $2.10
- ATM withdrawal - international: $3.60
- Paperless e-Statements**: Free
- Paper statements**: $1/month/account
- Personalized cheques: at cost*
- Counter Cheque: $0.25/cheque
NOTES:
- Free monthly transactions on all of our account packages include e-Transfer debit/request.
- Free monthly transactions do not include non-credit union and international ATM transactions.
- Any other transactions made over the number of free monthly transactions in Tier 1, Tier 2 or Tier 3 chequing account packages will be charged as indicated above.
*We cover 100 cheques/year for Unlimited Packages (Personal Tier 3, Senior Tier 2, Commercial/Ag Tier 4 and Org/Non-Profit)
**Paperless e-Statements are Free with online banking. Paper statements are optional and charged at $1/month/account
- Monthly fee: will depend on the Savings Account Package you choose. Click here to review our Savings Account Packages
- Online/Mobile banking: Free
- In-branch withdrawal: $1.00
- In-branch deposit: Free
- Online bill payments: $0.75
- In-branch bill payments: $1.00
- Point of sale transactions: $0.75
- ATM withdrawal/debit (Acculink, OnUS Network, Sask Credit Unions): $0.75
- Interac® E-Transfer sending or requesting: $1.50
- ATM withdrawal - non-credit union: $2.10
- ATM withdrawal - international: $3.60
- Paperless e-Statements*: Free
- Paper statements*: $1/month/account
NOTES:
- Free monthly transactions on any of our account packages include e-Transfer debit/request.
- Free monthly transactions do not include non-credit union and international ATM transactions.
- Any other transactions made over the number of free monthly transactions in Tier 1, Tier 2 or Tier 3 chequing account packages will be charged as indicated above.
- CUSave: After 4 free ATM/POS transactions all additional transactions are charged at $5/transaction.
*Paperless e-Statements are Free with online banking. Paper statements are optional and charged at $1/month/account
Certified Cheques:
- Member: $7.00
- Non-Member: $10.00
- Unlimited Packages (Personal Tier 3, Senior Tier 2, Commercial/Ag Tier 4 and Org/Non-Profit): Free
Manager's Trust Cheques:
- Exclusively for Members only: $7.00
- Unlimited Packages (Personal Tier 3, Senior Tier 2, Commercial/Ag Tier 4 and Org/Non-Profit): Free
- Small: $35/year
- Medium: $40/year
- Large: $50/year
- Cheque Orders: At cost*
- Cheque Stop Payment Fee: $8*
- Cheque Cashing: Non-credit union member 1% or $5 minimum
- Counter Cheque: $0.25/cheque
- Duplicate Statements: $2*
- Insufficient Funds Charge: $5
- Night Deposits: 25/year
- Overdraft Transfer: $0.50
- Phone in account details/transfers: $2/call*
- Returned Item Charge (NSF fee): $30/item
*Indicates free transactions for Unlimited Packages (Personal Tier 3, Senior Tier 2, Commercial/Ag Tier 4 and Org/Non-Profit) with the exception of Cheque Orders which we cover 100/year.
- Member: $10
- Non-Member: $15
- Unlimited Packages (Personal Tier 3, Senior Tier 2, Commercial/Ag Tier 4 and Org/Non-Profit): Free
- Less than $5,000: $25/year
- $5,001 - $10,000: $50/year
- More than $10,000: $100/year
- $50 setup (setup fee is waived for previous CAFT accounts until June 1, 2024)
- $10/month or free with the Unlimited Business Account Package