Age 5 through post secondary school
We have the perfect youth account for every stage. Our youth accounts are designed to introduce and reinforce good money management.
The Fat Cat® youth account is an Interest-bearing chequing account designed for youth ages 5-11
A Fat Cat® membership is a fun way to introduce children to the concept of money management.
- Interest is accumulated daily and paid monthly
- No monthly service charges
- ATM access with parental permission
- As a FATCAT® member, for every $5 deposit your child makes they will receive one Kitty Cash credit. Credits can be used to purchase FATCAT® merchandise such as water bottles, toys and backpacks
What kind of youth account do you need?

FATCAT® Account for ages 5-11
A fun way to introduce children to the concept of money management. Our FATCAT® youth accounts are interest-bearing chequing accounts.
- Interest is accumulated daily and paid monthly
- No monthly service charges
- ATM access with parental permission
- As a FATCAT® member, for every $5 deposit your child makes they will receive one Kitty Cash credit. Credits can be used to purchase FATCAT® merchandise such as water bottles, toys and backpacks.

HeadStart® Account for youth ages 12-18
This account is designed to give youth a "head start" on good money management.
- Interest-bearing chequing account designed for youth 12-18 years old
- Interest is accumulated daily and paid monthly
- ATM and online banking access with parental authorization
- No fees for cheques
- No monthly service charges

StudentChoice Account for post-secondary students ages 18-25
StudentChoice is an interest-bearing account designed for students age 18-25 who are attending post-secondary education.
- Interest is accumulated daily and paid monthly
- No monthly service charges
- No fees for cheques
- Free Interac® e-Transfers
- Free access to online banking