​Get the right savings account for you

No matter your financial goal, we've got a savings account to match. 

​​What type of savings account do you need?

Start exploring your options here:

Basic Savings

If you do very few monthly transactions this might be the account for you. 

With no monthly fee, our Basic Savings account is an affordable, pay-as-you go option. Deposits are always free and you get 2 free debit transactions per month. Paper based transactions will cost you $1/transaction, and all other fees are charged on a per-transaction basis. Includes free paperless e-statements*.

Monthly Fee: $1  |  Online Banking Access  | Book an appointment today



T1 Savings

This account is designed for those with low monthly transactions

If you do a few transactions each month T1 Savings with it's low monthly fee might suit your needs perfectly. Online banking access and free paperless e-statements* are included and deposits are always free.

Monthly Fee: $4  | 10 free debit transactions per month  | Book an appointment today



T2 Savings

Do you make a moderate number of transactions per month?

T2 Savings gives you 20 free debit transactions per month at a moderate cost. Deposits are always free. Online banking and free paperless e-statements* are included in all our savings account packages.

Monthly Fee: $8  | 20 free debit transactions per month  | Book an appointment today



T3 Savings

Designed for high monthly transactions

If you will be doing more than 20 transactions per month it pays to get the T3 Savings account package. Deposits are always free. The $12 monthly fee gives you unlimited debit transactions and free Interac e-Transfers®  in addition to online banking, online bill payment and free paperless e-statements*.

Monthly Fee: $12  | Unlimited debit transactions per month | Book an appointment today



CuSave® Premium Rate Investment Account

Saving on your own terms, at your own speed

With premium interest rates* and no monthly fee you'll be able to reach your goals faster. In-branch deposits are free. Your money is never locked in and you can access your funds through the ATM (when used in combination with your chequing account) and through online banking. After 4 free ATM/POS transactions all additional transactions are charged at $5/transaction.

Monthly Fee: $0  | 4 free ATM transactions per month | Book an appointment today 

*5,000 minimum balance is required to obtain premium rate. 

Seniors Savings Accounts - for those 60 years and up

Senior T1 Savings

If you do very few monthly transactions this might be the account for you. 

If you do only a few transactions each month Senior T1 Savings is a free account that includes 10 free debit transactions per month. Deposits are always free. In branch withdrawals and deposits are free. Online banking access and free paperless e-statements* are included.

Monthly Fee: $0  |  10 free debit transactions per month  | Book an appointment today



Senior T2 Savings

Designed for those with a high number of monthly transactions.

The Senior T2 Savings Account allows you to make unlimited debit transactions each month, deposits are free as are Interac e-Transfers. As always, online banking access and paperless e-statements* are free of charge.

Monthly Fee: $6  | Unlimited debit transactions per month  | Book an appointment today



*Paperless e-statements are free with online banking.  Paper statements are optional - and charged at $1/month per account.

​Enjoy the advantages of a BDCU Savings Account​​​

  • All accounts are eligible for Credit Union Deposit Insurance

  • Free paperless e-statements

  • Bank from the ease of your smartphone with the BDCU  App

  • Send or receive money to and from other Canadian financial institutions with Interac e-Transfer®

  • Deposit cheques directly into your account using Deposit Anywhere™

  • Access over 3,500 ding free® ATMs across Canada

​​

​Need a hand?

We’ll help you find the perfect savings account for you
​and your goals.