Legal

Our members are our Owners

You are involved in our democratic processes and we work together to provide you with the best products and services possible. 

WHAT YOU NEED TO KNOW

At Biggar & District Credit Union we offer a full line of products and services, making us simlar to and competitive with, other financial institutions. We are fundamentally different however than a bank.

We are proud of our unique difference

Your Deposits Are Fully Guaranteed

In Saskatchewan, our deposit insurance through Credit Union Deposit Guarantee Corporation provides our members with fully guaranteed deposits held with our credit union




MARKET CODE

Biggar & District Credit Union and its employees have always been committed to delivering high quality service to members and customers. Our Market Code identifies the standards we adhere to as an organization, the way we conduct ourselves and how we treat you. We work to maintain your trust while continuing to embrace our co-operative values.

For more information on the Market Code, click HERE. 




ELECTRONIC SERVICES AGREEMENT

The Electronic Services Agreement applies to all members who use the Biggar and District Credit Union Mobile App or Online Banking. 




TERMS AND CONDITIONS

Biggar and District Credit Union provides both Personal Accounts and Business Accounts. These account groups have specific terms and conditions you adhere to when you open the account. Know your rights - read the Terms and Conditions.  

TRADEMARKS AND COPYRIGHTS

Certain names, words, titles, phrases, logos, icons, graphics, or designs on the pages of this website are trade names or trademarks owned by Biggar and District Credit Union, or trade names or trademarks licensed to them by third parties. The information below is a listing of trademarks found on this website.

© 2020 Biggar & District Credit Union. All rights reserved

Agility Forex Ltd.

International transfer services are provided by Agility Forex Ltd., dba AFL International Transfers, FINTRAC registration number M13773887

Apple Pay

Apple Pay, iPhone, Apple Watch, Face ID and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries.

Calidon Equipment Leasing 

No Strings No Surprises (Just Good Stuff) TM

Canadian Credit Union Association

® ACCULINK is a registered trademark owned by Canadian Credit Union Association, used under license. ®CONNECTIONS is a registered trademark owned by Canadian Credit Union Association, used under license. ®CUIC is a registered trademark owned by Canadian Credit Union Association, used under license. ®CUDA is a registered trademark owned by Canadian Credit Union Association, used under license. ®FAT CAT and FAT CAT & CAT Design are registered certification marks owned by Canadian Credit Union Association, used under license. ®HEADSTART is a registered trademark owned by Canadian Credit Union Association, used under license ®MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license. ™CUIP is a trademark owned by Canadian Credit Union Association. STUDENTCHOICE are registered trade-marks, MEMBER CARD and MEMBER CARD & Design are registered certification marks owned by Canadian Credit Union Association, used under license.

Central 1 Credit Union

®DING FREE & Design are registered trade-marks of Central 1 Credit Union, used under license. Deposit Anywhere™ is a trademark of Central 1 Credit Union and used under license. 

ClickSWITCH

ClickSWITCH® is a registered trademark of ClickSWITCH LLC in the United States and may be pending or registered in other countries and are used under license. 

Collabria

®Collabria trademark is Collabria Financial Services' property®. The Collabria Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.*Trademark of Visa Int., used under license. 

Credential Asset Management Inc. Disclaimers and Disclosure

Mutual funds are offered through Credential Asset Management Inc. Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

CUMIS®

The term "CUMIS" means, collectively, CUMIS Services Incorporated and any of its related, affiliated and subsidiary corporations, including (without limitation) The Co-operators Group Limited, Co-operators General Insurance Company, Co-operators Life Insurance Company, COSECO Insurance Company, HB Group Insurance Management Ltd., Federated Agencies Limited, Co-operators Financial Services Limited, CUMIS General Insurance Company, CUMIS Life Insurance Company, The Sovereign General Insurance Company, The Edge Benefits Inc. and Premier Marine Insurance Managers Group (West) Inc. 

epost™

Trademark of Canada Post Corporation 

Everlink

Lock'N'Block® is a registered trademark of Everlink Payment Services Inc. Interac Corp®INTERAC logo, INTERAC, INTERAC Flash, INTERAC e-Transfer, INTERAC Debit are registered trade-marks owned by Interac Inc., used under license. 

MasterCard

CIRRUS® CIRRUS (stylized)® CIRRUS & Interlocking Circles design® are registered trademarks of Mastercard.

Third-Party Content Disclaimer

Biggar & District Credit Union may provide information about third-party products or services, including links to websites, articles and videos (collectively, “Third-Party Content”). You are solely responsible for your use of Third-Party Content, and you must ensure that your use of Third-Party Content complies with all applicable laws.  We provide Third-Party Content as a service to those interested in such content. Your dealings or correspondence with third parties and your use of or interaction with any Third-Party Content are solely between you and the third party. Biggar & District Credit Union does not control or endorse, and makes no representations or warranties regarding, any Third-Party Content, and your access to and use of such Third-Party Content is at your own risk.

Western Union®

Western Union® is a registered trademark of the Western Union Company. 

World Council of Credit Unions

®HANDS & GLOBE Design is a registered Certification mark owned by The World Council of Credit Unions, used under license.





PRIVACY CODE

We take your privacy very seriously. We adhere to strict regulations for maintaining the privacy and confidentiality of your personal information, and we are accountable by law for respecting and safeguarding your private data. 

For more information on Privacy click HERE.

Statement of Commitment: Codes of Conduct for the Credit and Debit Card Industry in Canada

Biggar & District Credit Union is committed to the Canadian Code of Practice for Consumer Debit Card Services and the Code of Conduct for the Credit and Debit Card Industry in Canada. These codes are designed to protect credit union members’ interest related to the issuance and acceptance of payment cards, and to the operation of payment card networks. 

For more information, please see:

Canadian Code of Practice for Consumer Debit Card Services

Code of Conduct for the Credit and Debit Card Industry in Canada

Doing business with us means you are building the company that you own. You are not only our members, you are also our owners.

Bill Hammel - CEO