1. Log into Biggar & District Credit Union’s Online Banking or mobile app and navigate to the “Transfers” screen - choose e-Transfer
   
2. Set up your sender profile
   
3. Add your recipient – make sure to create a Security Question and answer for the recipient (the recipient must know the answer)
   
4. Choose how to notify your recipient, the amount you wish to send and which account the funds will be transferred from. You can also choose to send a special message or memo to your recipient
   
5. Send! The funds are debited from your account immediately
   

Your recipient will receive notification that you have sent them an Interac e-Transfer^®, and will follow the links provided in the email or text message to deposit their funds Once they have answered the security question correctly, they can deposit the funds immediately – no holds, no hassle!

You can send a money request through our mobile app or online banking. It's a cool way to say "you owe me money" between friends.
For businesses, its an important tool to streamline payments.

When your contact completes the transfer, the funds will be automatically deposited into your account. You will not have to login again to accept the transfer.

How do I do request money?
You can find the Request Money option under Transfers in online banking OR under Interac e-Tranfers^®

It is possible to cancel an Interac e-Transfer^® while it is pending.  Your e-Transfers will be "pending" for 30 minutes after you hit send. It will show as pending until the recipient accepts it.

To cancel a pending Interac e-Transfer^®:

1. Login to online banking or our mobile app
2. Navigate to transfers / Interac e-Transfers^® 
3. Select Send Interac e-Trasfer^® 
4. Choose View: Pending
5. Follow the steps to cancel the pending transfer

NOTE: click "Complete" to finalize the cancellation