Send money anytime, for any reason

Interac e-Transfer is great for splitting the bill at a restaurant, paying your rent, babysiter or dog walker

Find out how easy it is to send and receive money with Interac e-Transfers

If you don't often carry cash, or maybe you prefer not to be paid by cheque, Interac e-Transfer is a convenient and secure way to send and recieve money within Candada

What you will need

An email address

Your email address helps your contacts identify you

An account at BDCU

Your account needs to be open and active,
​and you must be signed up for online banking
​

A computer or mobile phone

You will be sending and receiving via Biggar & District Credit Union online banking
​or our Mobile App

Interac e-Transfer Fees

 $1.50*

Per transaction to send or request money*

Free

To receive money

*Some account packages include unlimited free e-Transfer transactions.

Sending & Receiving Limits

Sending Limits:

  • Per Transaction:  $2,000
  • Per Day (24 hours):  $3,000
  • Per Week (7 days):   $8,000
  • Per Month (30 days):  $15,000 

Receiving Limits:

  • Per Transaction: $8,000
  • Per Week (7 days): $15,000
  • Per Month (30 days): $30,000

Interac e-Transfers How-to's

Hopefully we have anticipated your questions - click on the topics below to get the answers

How to send and receive Interac e-Transfers

  1. Log into Biggar & District Credit Union’s Online Banking or mobile app and navigate to the “Transfers” screen - choose e-Transfer
  2. Set up your sender profile
  3. Add your recipient – make sure to create a Security Question and answer for the recipient (the recipient must know the answer)
  4. Choose how to notify your recipient, the amount you wish to send and which account the funds will be transferred from. You can also choose to send a special message or memo to your recipient
  5. Send! The funds are debited from your account immediately

Your recipient will receive notification that you have sent them an Interac e-Transfer®, and will follow the links provided in the email or text message to deposit their funds Once they have answered the security question correctly, they can deposit the funds immediately – no holds, no hassle!

​How to send an e-Transfer Money Request

You can send a money request through our mobile app or online banking. It's a cool way to say "you owe me money" between friends.
For businesses, its an important tool to streamline payments.

When your contact completes the transfer, the funds will be automatically deposited into your account. You will not have to login again to accept the transfer.

How do I do request money?
You can find the Request Money option under Transfers in online banking OR under Interac e-Tranfers®

How to cancel an Interac e-Transfer

It is possible to cancel an Interac e-Transfer® while it is pending.  Your e-Transfers will be "pending" for 30 minutes after you hit send. It will show as pending until the recipient accepts it.

To cancel a pending Interac e-Transfer®:

  1. Login to online banking or our mobile app
  2. Navigate to transfers / Interac e-Transfers® 
  3. Select Send Interac e-Trasfer® 
  4. Choose View: Pending
  5. Follow the steps to cancel the pending transfer

NOTE: click "Complete" to finalize the cancellation

Protect yourself against online fraud 

INTERAC e-Transfer® are secure. Your personal information is secure, no account numbers or financial institution information is shared, and a security question of your choosing protects your funds from being received by the wrong person. However, fraudsters are learning new tricks all the time so please add an additional layer of security and sign up for e-Transfer Alerts.

LEARN MORE ABOUT PRIVACY AND SECURITY