Cash flow management

Grow your business by managing your money

Managing money coming in and going out of your account takes time. We can make this easier with a range of products for you, the business owner. 

Collection Services

We have a range of products and services available to help you to access funds from your customers. 

Disbursement Services

Paying the bills keeps the business operating at its best. We can help you do this!

Collection Services

Helping you bring money into your business

Automated Funds Transfer (AFT) Pre-Authorized Debits

This is a convenient and cost-effective way to collect funds from customers. It allows business owners to "pull" money from an account from any financial institution in Canada as long as the correct agreements are in place

Bill Payment Processing Service

Your business can be set up as a Bill Payer. That means that all incoming funds are consolidated and deposited into your Biggar and District Credit Union account. You no longer have to manually process incoming payments. It safes you time and money. Let us set you up for this service. 

Merchant Service

Your customers want convenient ways to make payment - whether online, on the go or in the store. We offer services that will help your business retain your customers and be prosperous. 

The merchant services we offer include:

  • Point-of-sale (POS) terminals that are contactless and accept ApplePay. 

Incoming Wires

Don't be limited by geographical borders. We can accept a variety of currencies. Contact Us to see how we can help you with this.  

​INTERAC® Autodeposit

The Autodeposit feature in Online Banking and the Mobile App allows you to receive money directly without answering a security question. This is a safe and convenient way to get paid for services or products. 

INTERAC® e-Transfer RECEIVING LIMITS 

  • Per Transaction: $8,000
  • Per Week (7 days): $15,000
  • Per Month (30 days): $30,000

I​NTERAC® Request Money

It has never been easier to reming your clients about a payment that is due. When you send a request for money, the recipient is notified instantly and can accept the request. It accepted, the requested amount will automatically be deposited into your account and you will be notified when the funds are available. 

Disbursement Services

Helping you pay the bills

Automated Funds Transfer (AFT) \ Direct Deposit

This is a convenient and cost-effective way to process in-house deposits and pay vendors or suppliers. It allows a business owner to "push" funds to another account at any financial institutuion if the proper agreements are in place. 

We can set you up for this. Call us!

I​NTERAC® e-Transfers

You can make payments domestically through INTERAC® e-Transfers. Keep the following limits in mind. 

INTERAC® e-Transfer SENDING LIMITS

  • Per Transaction:  $2,000
  • Per Day (24 hours):  $3,000
  • Per Week (7 days):   $8,000
  • Per Month (30 days):  $15,000

Head on over to the INTERAC® e-Transfer page for more information.

Online Bill and Tax Payments

This is a fast  and efficient way to pay vendors and utilities online. You can pay your goverment taxes quickly and convenientely. 

If you need help setting this up, please Contact Us. 

Wires

As with incoming wires, we can also send wires in a variey of currencies. 

Talk to Us if you want to make use of this service. 

Take your business further

Starting your business

Whether you have an established business or you are just starting out, we have the right debit and credit account package to make your business prosper.

Growing your business

Talk to our Local Experts about the tailor-made lending and leasing options we have available when you are ready to take the next step in growing your business.

Rates

We offer competitive rates and so much more. We make dealing with us personal. Talk to one of our local experts and get the latest rates and fees we offer.