Loans and Lines of Credit

Looking for an Ag Equipment Loan? 

We are offering loans as low as prime* for agriculture equipment. Just in time for harvest. 

Meet with a lender in person call 306-948-3352
To Email Click Here   or   Apply online   

*Conditions apply

What type of lending solution do you need?

If you're planning to update your aging equipment, expand your facilities or even start a new venture, a business loan can help. Our business banking team will help you get access to the capital your business needs to grow. Choose between an agricultural or commercial loan. 

Jocelyn Poletz

Agricultural and Commercial Lending

Agricultural loans


A line of credit is an ongoing loan attached to your business chequing account. It is a loan set up to meet your cash flow requirements.

  • You'll have instant access to cash when you need it. 
  • You'll pay interest on the amount used, for the number of days used. 
  • It offers protection agains overdraft on your account.
  • We offer competitive interest rate

Contact Us to see how a line of credit can help your agricultural business grow. For your convenience you can Apply Online

A letter of credit from Biggar and District Credit Union guarantees payment. It is often used when buying and selling. Letters of credit are common in international trade, but they are also ussed in domestic transactions (such as construction projects). 

A letter of credit provides protection for sellers (or buyers). Letters of credit are issued by a financial institution when a business applies for one and has the assets or credit to get approved.

Contact Us if you need a letter of credit to help your agricultural business grow.

As a farmer you have to look after all aspects of your business. Let us help you!

You may qualify for a Canadian Agricultural Loans Act (CALA) loan. 

Contact Us and let's talk about this!

A quick loan is a one-time approved ongoing loan that allows you to access cash up to a pre-approved limit. It gives you access to funds quickly.

  • Once approved, you don't need to reapply each time you need a loan.
  • Floating interest rates.
  • Prepay any time without penalties.
  • Flexible - advance money when you need it through Online Banking. 
  • Low minimum monthly payment with the flexibility of revolving credit. 

Contact Us for more information on how a quick loan can help your business grow.   For your convenience you can Apply Online.

Biggar and District Credit Union offers a wide variety of agricultural products to meet your farming needs. 

Contact Us if you want to finance new or previously used equipment.  For your convenience you can Apply Online.

Find our more how Leasing your equipment might be a good option for your business. 

Biggar and District Credit Union knows the importance of doing business where and when you need to. We offer a wide range of products for you to choose from. 

Our livestock loans have competitive interest rates and flexible repayment options. You might also be interested in using our Quick Loan option to finance livestock. For your convenience you can Apply Online.

Talk to Us and we can find the best solution for what you need.

Agricultural mortgages are available for the purchase of land or buildings and renovations and additions. 

  • Available as a first or second mortgage.
  • Optional pre-payment privileges available. 
  • Multi-advance disbursement options may be available. 

Contact Us today to if you have any questions and to discuss our competitive rates. 

Ian Hawkins

Agricultural and Commercial Lending

​Commercial loans


A line of credit is an ongoing loan attached to your business chequing account. It is a loan set up to meet your cash flow requirements.

  • You'll have instant access to cash when you need it. 
  • You'll pay interest on the amount used, for the number of days used. 
  • It offers protection agains overdraft on your account.
  • We offer competitive interest rates.

Contact Us to see how a line of credit can help your business grow. For your convenience you can Apply Online.

A letter of credit from Biggar and District Credit Union guarantees payment. It is often used when buying and selling. Letters of credit are common in international trade, but they are also ussed in domestic transactions (such as construction projects). 

A letter of credit provides protection for sellers (or buyers). Letters of credit are issued by a financial institution when a business applies for one and has the assets or credit to get approved.

Contact Us if you need a letter of credit to help your business grow.

Whether you need to expand or renovate your business, we can help. We have a wide array of commercial loan products designed to help your business grow. 

Contact Us to find out if you qualify for a government-guaranteed small business loan or visit their website HERE

A quick loan is a one-time approved ongoing loan that allows you to access cash up to a pre-approved limit. It gives you access to funds quickly. 

  • Once approved, you don't need to reapply each time you need a loan.
  • Floating interest rates.
  • Prepay any time without penalties.
  • Flexible - advance money when you need it through Online Banking. 
  • Low minimum monthly payment with the flexibility of revolving credit. 

Contact Us for more information on how a quick loan can help your business grow.  For your convenience you can Apply Online.

We know how important growing your business is. We offer a wide array of lending products for you to choose from. Feel safe knowing that your business is our business!

Our term loans are:

  • flexible and
  • priced right

Contact Us to talk about how a term loan can help your business grow.

Commercial mortgages are available to purchase or renovate anything from a store, hotel or gas station. If you own a business, we can help you finance your building. 

  • Available as a first or second mortgage.
  • Optional pre-payment privileges available. 
  • Multi-advance disbursement options may be available. 

Contact Us today to if you have any questions and to discuss our competitive rates. 

​​Enjoy the advantages of a BDCU Business Loan


Personalized support

Our team of lending experts will help you find the best financing solution and payment plan for your business needs.

Fixed or variable rate options

Your loan, your choice!

Repay your way

Flexible repayment options means you can pay early without penalty.

Flexible payment schedule

Options for weekly, bi-weekly, semi-monthly or monthly payment schedule.

Safeguard your business with loan insurance

We offer Loan Life Insurance, Credit Disability Insurance and Critical Illness Insurance on our lending products. Give your family and yourself peace of mind knowing your financial obligations will be taken care of.

​Loan Calculator

​Our nifty calculator will crunch numbers to estimate your payments, determine when you'll be paid off and more.

Rates

​Get started by looking at the competitive rates we offer on all business and agricultural loans.

Other types of insurance

Interested in travel, life or home/tennant insurance? Want to renew your plates?