INTERAC E-transfer®

Transferring money within Canada is quick and secure with INTERAC e-Transfer®

INTERAC e-Transfer® is great for splitting the bill at a restaurant, paying your rent, babysitter or dog walker!

INTERAC e-Transfer® is secure. Your personal information is secure, no account numbers or financial institution information is shared, and a security question of your choosing protects your funds from being received by the wrong person. For an additional layer of security sign up for e-Transfer Fraud Alerts

All you need is your recipient’s email address or mobile phone number to send money in just a few quick and easy steps

Note: Must be signed up for Online Banking to access

How to send and receive an Interac e-Transfer® Expand/Collapse

  1. Log into Biggar & District Credit Union’s Online Banking and navigate to the “Transfers” screen

  2. Set up your sender profile and add your recipient – make sure to create a Security Question and answer for the recipient (the recipient must know the answer)

  3. Choose how to notify your recipient, the amount you wish to send and which account the funds will be transferred from. You can also choose to send a special message or memo to your recipient

  4. Send! The funds are debited from your account immediately

Your recipient will receive notification that you have sent them an Interac e-Transfer®, and will follow the links provided in the email or text message to deposit their funds

Once they have answered the security question correctly, they can deposit the funds immediately – no holds, no hassle!

How to Cancel an Interac e-Transfer® Expand/Collapse

It is possible to cancel an Interac e-Transfer®, while it is pending. The e-Transfer will show as pending until the recipient accepts it.

To cancel a pending Interac e-Transfer®:

  • Log into Online Banking

  • Navigate to Transfers

  • Select Send Interac e-Transfer® from the menu

  • Choose View/Resend/Cancel Pending Transfers

  • Follow the steps to cancel the Pending Transfer
*Note: click "Complete" to finalize the cancellation

Sending Limits & Fees Expand/Collapse

INTERAC e-Transfer®  Biggar and District Credit Union Sending Limits:
Per Transaction $2,000
Per Week (7 days) $8,000
Per Month (30 days) $15,000

Fee: a non-refundable fee of $1.50 will be charged for sending an INTERAC e-Transfer®

INTERAC e-Transfers® are free with our Student Choice® and Tier 3 Personal Account Packages as well as Tier 2 Senior Accunts

Receiving Limits Expand/Collapse

INTERAC e-Transfer®  Biggar and District Credit Union Recieving Limits:
Per Transaction $8,000
Per Week (7 days) $15,000
Per Month (30 days) $30,000

There is no fee for receiving an INTERAC e-Transfer® 


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