Service Fees

Per Transaction Fees


Electronic transactions such as Debit Card, electronic funds transfers, online bill payments or pre-authorized payments.


Paper Based

Examples of paper based transactions include Cheques, in branch Bill payments, Transfers or Withdrawals.

Foreign Currency ATM and POS  Member Card Debit or  Mobile Transactions

Foreign currency Member Card transactions are processed by our foreign network partners  (Mastercard International, NYCE), who determine the currency conversion rate. A 2.5% administration fee is added to the transaction amount presented for authorization on your account. Additional fees may be charged by ATM owners as part of the transaction amount.

Other Services & Fees

Account closed in 90 days $15.00
Acct. Inactive letter (Waived if Acknowledged) $10.00
Cheque Orders  At Cost
Duplicate Statements $2.00
Enviro Statement Fee (paper statement) $1.00
Interac e-Transer $1.50
Insufficient Fund Charge $5.00
Monthly Online Paperless Statement Free
Night Deposits $25/yr
Non-credit union ATM $2.10/item
Out of Country ATM $3.60/item
Overdraft Transfer $0.50
Online Bill Payment $0.50/bill
Phone in account details/transfers $2.00/call
Returned Item Charge (NSF) $30/item
Over the counter bill payment:
Member $1.00/bill
Non-Member $2.00/bill
Manager’s Trust Cheques
Member $7.00
Non-Member $10.00
Canadian Money Orders ($1000 limit)
Member $7.00
Non- Member $12.00
Foreign Currency Drafts
Member $10.00
Non- Member $15.00
Certified Cheques
Member $7.00
Non-Member $10.00
Cheque Cashing
Member Free
Non-credit union Member  1% or a $5.00 minimum

Safety Deposit Box

Small $35/year
Medium $40/year
Large $50/year

Line of Credit Renewal Fee

Less than $5,000 $25.00/yr
$5,001 to $10,000  $50.00/year
More than $10,000  $100.00/year

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Fat Cat Youth Accounts