Protection of Personal Information

Saskatchewan Credit Union and its employees have always been committed to keeping our customer personal information accurate, confidential, secure and private. The Privacy Code that follows builds on this commitment. This code is based on the Canadian Credit Union Association Model Privacy Code and on the Model Code for the Protection of Personal Information (CAN/CSA-Q830-96) included as Schedule 1 of the federal

Personal Information Protection and Electronic Documents Act. This Code describes how BIGGAR & DISTRICT Credit Union subscribes to the principles set out in those model codes.


Ten interrelated principles form the basis of the BIGGAR & DISTRICT Credit Union Code for the protection of Personal Information (“the Code”). Each principle must be read in conjunction with the accompanying commentary.
1. Accountability – BIGGAR & DISTRICT credit union is responsible for personal information under its control and will designate a Privacy Officer who is accountable for the credit union’s compliance with the principles of the Code. 6. Accuracy – Personal information will be as accurate, complete, and up-to-date as is necessary for the purposes for which it is to be used.
2. Identifying Purposes – The purposes for which personal information is collected will be identified by the credit union at or before the information is collected. 7. Safeguards – Personal information will be protected by security safeguards appropriate to the sensitivity of the information.
3. Consent – The knowledge and consent of the Member are required for the collection, use, or disclosure of personal information, except in specific circumstances as described within this Code. 8. Openness – The credit union will make readily available specific, understandable information about its policies and practices relating to the management of personal information.
4. Limiting Collection – The collection of personal information will be limited to that which is necessary for the purposes identified by the credit union. Information shall be collected by fair and lawful means. 9. Individual Access – Upon request, a Member will be informed of the existence, use, and disclosure of their personal information, and will be given access to that information. A Member is entitled to challenge the accuracy and completeness of the information and have it amended as appropriate.
5. Limiting Use, Disclosure, and Retention – Personal information will not be used or disclosed for purposes other than those for which it was collected, except with the consent of the Member or as required by law. Personal information will be retained only as long as necessary for the fulfilment of those purposes. 10. Compliance – A Member will be able to question compliance with the above principles to the credit union’s Privacy Officer. The credit union will have policies and procedures to respond to the Member’s questions and concerns.

Printable – Code of the Protection of Personal Information