Mutual Funds*

Mutual funds are an investment tool that pools the money of investors to invest in stocks, bonds and other instruments that otherwise couldn’t be purchased by a single investor. There are several different types of mutual funds to fit your personal investment goals and risk levels. Please ask to speak to one of our Credential® investment specialists for more information.

Ethical Funds®  — Invest with a clear conscience when you purchase any funds in the family of Ethical Funds®. Our mission is to inspire and enable Canadians to invest in socially responsible investment solutions that generate competitive returns and build a sustainable world.

Ethical Funds® is the oldest and largest socially responsible mutual fund family in Canada that invests in companies and securities that meet six Ethical® principles:

1. Non Tobacco
2. Non Military
3. Non Nuclear
4. Progressive Industrial Relations
5. Human Rights and Equal Opportunities
6. Progressive Environment Practices

Ethical Funds® are available to Canadian Residents.

Northwest Funds  — Northwest funds strive to provide better returns with less risk. That’s why Northwest employs some of the best forward-looking value managers in the industry – managers with a history of creating exceptional performance in good markets and preserving capital when markets are down. Northwest was created in 1997 to become one of Canada’s premier boutique mutual fund companies and is now a division of Northwest & Ethical Investments L.P.

Credential Asset Management Inc. offers a wide range of investment options. Choose from our proprietary funds Ethical Funds and Northwest Funds, Credential Select Portfolios Funds, Credential Enrich Portfolio or choose from thousands of mutual funds from companies like Invesco Trimark, CI Investments, Dynamic Investments or Fidelity to name a few.

With such a large selection of funds how do we choose? Credential Asset Management has employed financial experts to determine a proprietary selection process to assess funds. The result is the Credential Platinum List Funds. A list of 40 of the best funds has been selected for their potential to out perform their peers over the long term. Your benefit is ongoing professional analysis and confidence in your selection.
Contact Credential Asset Management at Biggar and District Credit Union.

*Mutual Funds are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees, and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not covered by the Canada Deposit Insurance Corporation or by any other government deposit issuer that insures deposits in credit unions. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence. ®Ethical, The Ethical Funds Company, and Ethical Funds are registered marks of Northwest & Ethical Investments L.P. and are used under licence.